Ratepay may be facing an exit

In this case, the company could receive a valuation in the billions, according to media reports.

An exit of the kind that doesn't happen every day in Germany could be imminent in the near future: as Finance Forward reports that investors are positioning themselves for a takeover of the Berlin-based payment service provider Ratepay. According to the source, the company could receive a billion-euro valuation in such a case.

Buyers such as KKR, EQT, Warburg, Nordiq, CVC, Affirm, Afterpay or Scalapay could be considered, according to the source. However, these are only forecasts so far. An unnamed investment bank has probably already asked private equity companies whether they are interested. It is unclear whether the merged payment service providers Nexi and Nets, which are behind Ratepay, have already initiated a sales process.

Ratepay GmbH, based in Berlin, was founded in December 2009 and employs more than 280 people. Miriam Wohlfarth is the founder of the company and Nina Pütz has been in charge since 2020. The company offers payment solutions with a payment guarantee in the DACH region. These include purchase on account, payment by installments with immediate online confirmation, direct debit and prepayment. In contrast to providers such as Klarna, the provider is not aimed directly at end customers, but at other companies. For example, when end customers shop at an online store that has commissioned Ratepay, they often do not even realize that the payment process is being handled by Ratepay.