Credibur secures 2.2 million US dollars at launch

The Berlin-based FinTech Credibur is entering the market with pre-seed financing of 2.2 million US dollars (around 1.85 million euros). The aim of the start-up is to automate the previously manual refinancing processes in the private credit sector and to rethink them technologically.

Experienced founding team and strong investors

Credibur was founded by Nicolas Kipp, who was previously co-founder of Banxware and Chief Risk Officer at Ratepay. The financing round is led by the European FinTech VC Redstone, with participation from MS&AD Ventures (Silicon Valley), Inovia (Canada) and prominent business angels - including Malte Rau (Pliant), Estelle Merle & Charlotte Pallua (Topi) and Bjarke Klinge Staun.

Platform for structured credit business

Credibur is developing a modular platform for the digital management of credit facilities that goes beyond traditional reporting tools. It covers the refinancing process from structuring and contract management to capital calls, SPV management and real-time data analysis.

This is a classic infrastructure play with enormous scaling potential.

Jon Soberg, CEO and Managing Partner at MS&AD Ventures

The target group are alternative lenders such as BNPL providers, factoring and leasing companies as well as institutional investors such as asset managers, debt funds and family offices.

Market with outdated infrastructure

Despite a market volume of around 430 billion euros in Europe (ECB, 2024), many institutional lenders still rely on Excel-based processes. Credibur wants to close precisely this gap - with an API and AI-first infrastructure that enables automated data provision and more precise risk assessments.

Credibur intends to use the new capital to further develop the technical platform, onboard its first customers and expand the team. The first pilot customers are already active. Founder Nicolas Kipp positions Credibur as a"connecting layer between lenders and institutional capital" and as an infrastructural backbone for a fast-growing market segment. With this financing round, Credibur is leaving stealth mode and taking off.