DKB cooperates with Upvest for the next step in securities trading

Deutsche Kreditbank AG (DKB) is taking an important step in its digital strategy. Together with the investment platform Upvest, the bank will fundamentally modernize its securities offering. This will result in a fully digital trading platform for more than 5.9 million customers by the end of 2026.

The focus is on our customers. With Upvest, we are taking securities trading to a new level.

Dr. Sven Deglow, CEO of DKB

Digitalization as a strategic focus

Following the recently announced innovation partnership with OpenAI, the new collaboration with Upvest underlines DKB's ambition to actively shape the digital future of banking. The new securities offering combines modern technology with features that make trading easier, more transparent and more user-friendly.

Advantages for DKB customers

• Real-time data on costs and performance
• Amount-based orders for shares, ETFs and funds including fractions
• New features such as watchlists and children's and pension accounts in the coming months

Upvest provides the technical basis

Fintech Upvest, founded in 2017, provides DKB with a modular investment API that enables the fast and cost-efficient development of individual investment products. In August 2025 alone, over 9.2 million orders were processed via the platform.

With Upvest, we are gaining a strong partner that strengthens our competitiveness through smart technology and comprehensive support.

Tilo Hacke, Board Member for Private Customers at DKB

Martin Kassing, CEO and co-founder of Upvest, also emphasizes:"The trust of a leading bank like DKB shows that our platform is not only valuable for fintechs, but also for established banks. Together, we are making investing easier, more inclusive and more accessible."

Exciting for founders and the self-employed?

While fractional trading and child custody accounts have now been established by several providers, the announced feature of a "Retirement Savings Account" is arousing particular interest. Such models are primarily known from abroad, for example from the USA in the form of 401(k) or Roth IRAs, and are considered an important pillar of private retirement provision there. If DKB actually succeeds in launching a comparable offering on the German market, this could represent an enormous opportunity, particularly for start-ups and the self-employed: Finally a flexible, digital solution to build up their own pension in a structured and tax-optimized way. DKB will have to be judged on whether it is just announcing an empty phrase or whether it is bringing a genuine innovation to the German market.