Heimkapital raises 300 million euros

With the option of selling part of the property, Heimkapital particularly appeals to people aged 60 and over.

Heimkapital has raised 300 million euros. According to the start-up, the investors are a consortium of banks. Other investors in the start-up include the venture capital company Yabeo and business angels such as the former CEO of Postbank Frank Strauß.

Heimkapital focuses on partial sales: while property owners are still living in their homes, they can already sell up to 50 percent of their house to Heimkapital. The start-up then pays the customers the sales amount. In return, Heimkapital becomes a silent partner and receives a kind of monthly rent for the share of the house sold. Customers can also buy back or sell their property. In the event of the homeowner's death, the heirs have a right of first refusal.

The start-up wants to use the funds it has now raised to buy more shares in properties. Over 100 million euros are to be spent on this this year. Heimkapital would also like to expand its team of currently just under 30 employees. The financing round follows a year of strong growth for the start-up. "We have acquired a three-digit number of customers this year and have a broadly diversified real estate portfolio. We want to continue to grow strongly, as the demand for partial sales remains high," says co-founder and Managing Director Julia Schabert about the 2021 financial year.